Effective Date: Saturday, 23 September 2023
Acceptance of Terms
Use of Website and Services
2.1. Eligibility: You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use our website and services. By using our website or services, you represent and warrant that you meet these eligibility requirements.
2.2. User Account: Some features of our website may require you to create a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use or breach of security.
2.3. Prohibited Activities: You agree not to engage in any of the following prohibited activities:
(a) Violating any applicable laws, regulations, or third-party rights.
(b) Uploading or transmitting any content that is unlawful, defamatory, obscene, or infringing.
(c) Interfering with the proper functioning of our website or services, including introducing viruses, worms, or other harmful code.
(d) Impersonating any person or entity or misrepresenting your affiliation with any person or entity.
(e) Collecting or harvesting any personally identifiable information without consent.
(f) Engaging in any activity that could damage, disable, overburden, or impair our website or services or interfere with other users' access or enjoyment.
3.1. Ownership: All content, materials, and intellectual property on our website or services, including but not limited to text, graphics, logos, images, videos, and software, are the property of Insurance Exchange Data Services Inc. or its licensors and are protected by intellectual property laws.
3.3. Trademarks: The names, logos, and trademarks displayed on our website are the registered or unregistered trademarks of Insurance Exchange Data Services Inc. or third parties. Any use of these trademarks without our prior written consent is strictly prohibited.
Third-Party Links and Content
4.2. User-Generated Content: Our website or services may allow users to submit or post content, including comments, reviews, or other materials. We do not endorse or assume any responsibility for the accuracy or legality of user-generated content. You are solely responsible for any content you submit or post.
Disclaimer of Warranties
5.1. No Warranty: Our website and services are provided on an "as is" and "as available" basis without any warranties, whether express, implied, or statutory. We do not warrant that our website or services will be error-free, uninterrupted, secure, or free from viruses or other harmful components.
5.2. Use at Your Own Risk: You use our website and services at your own risk. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
6.1. Exclusion of Damages: To the maximum extent permitted by applicable law, Insurance Exchange Data Services Inc. and its affiliates, officers, directors, employees, agents, and suppliers shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your use of our website or services.
7.2. Termination by You: You may terminate your use of our website and services at any time by ceasing to access or use them.
Governing Law and Dispute Resolution